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事实:-NEWS upsc prelims的文章|2021年4月20日

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“Asset Reconstruction Companies” – Sudarshan Sen Committee Set-up

有什么新鲜事吗?

Reserve Bank of India(RBI) has set up the Sudarshan Sen committee to review the working of Asset Reconstruction Companies (ARCs) Comprehensively. It will recommend suitable measures for enabling them to meet the growing requirements.

为首:The committee will be headed by Sudarshan Sen, former executive director, Reserve Bank of India (RBI).

About Asset Reconstruction Company (ARC):
  • 资产重建公司(ARC)is a specialized financial institution that buys the Non-Performing Assets (NPAs) from banks and financial institutions. It helps banks in cleaning up their balance sheets.
  • 因此,它有助于银行集中注意力on normal banking activities. Banks, Instead of going after the defaulters, can focus on selling their bad assets to the ARCs at a mutually agreed value.

Regulated by:

  • Legal Basis:SARFAESI (Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest) Act, 2002 provides the legal basis for the setting up of ARCs in India.
  • 下面的功能:印度储备银行(RBI)的监督和控制下的弧函数。

ARC的资本要求:

  • 根据SARFAESI法案,弧应具有最低净资金的卢比。100cr。
  • The ARCs also have to maintain a capital adequacy ratio of 15% of its risk-weighted assets.
    • The amount of Risk-weighted assets helps to determine the minimum capital that a bank must hold to reduce the risk of insolvency.

弧的分辨率策略是什么?根据Sarfaesi法案,一个弧可以:

  • Restructure or reschedule the loan
  • Enter into settlements,
  • sell or lease the borrower’s business,
  • take over or change the management, and
  • 还,engage in security interest enforcement (sell, take possession, or lease the owned asset).
    • 但只有在至少75%的担保债权人和ARC协议时,只能进行执法或担保利息。
什么是弧子资金来源?

ARC可以发行债券,债券和安全收据,以满足其资金要求。

安全收据:

It is a receipt that an ARC issues to a Qualified Institutional Buyer (QIB). Whereas, QIB receives the title, right, or interest in the financial asset that ARC buys. It also means these Security receipts are backed by discounted bad debts that an ARC owns.

虽然,ARC使用此基金来提升到购买折扣不良债务。

Furthermore, an ARC can only raise investments from Qualified Institutional Buyer (QIB).

How are ARCs different from the IBC?
  • 破产和破产守则(IBC)旨在解决破产公司的分辨率和重组。而弧度设置用于清除NPA。
  • ARCs primarily deal with recovery. W谢谢IBC寻求解决破产。此外,在IBC过程中,债权人可以使经济上可行的过程和实体能够申请破产,破产或清算。

来源:印度教


“Startup India Seed Fund Scheme” launched

有什么新鲜事吗?

工商业和工业部长推出启动印度种子基金计划(SISFS)。

About Startup India Seed Fund Scheme (SISFS):

Objective:

  • Startup India Seed Fund Scheme(SISFS)aims to provide financial assistance to startups. Assistance is provided for proof of concept, prototype development, product trials, market entry, and commercialization.
  • 因此,它将有助于向初学者的水平增长初创公司。之后,启动将能够从天使投资者或风险投资者或商业银行或金融机构寻求贷款的投资。

Implementation:

  • 促进行业和内部贸易(DPIIT)的部门构成专家咨询委员会(EAC)。这将负责启动印度种子基金计划的整体执行和监控。

Funding:

  1. 符合条件的孵化器throughout India will发出资金符合印度的资格初创公司。
  2. Grants of up to Rs 5 Crores应提供给合格的incubatorsselected by the EAC.
  3. 所选孵化器应提供赠款Rs 20 lakhs for validation of Proof of Concept, or prototype development, or product trials to startups.
  4. After that, Startups will further receiveinvestments of up to Rs 50 lakhs formarket entry, commercialization, or scaling up through convertible debentures or debt-linked instruments.

期间:

  • 该计划将有一个rs的语料库。945亿卢比。这将在未来4年内划分。

Significance of the scheme:

  • The SISFS scheme will help startups in:
    • Secure seed funding
    • Inspire创新
    • Support transformative ideas
    • F贫富实施和
    • STart启动革命。
  • 该方案还将创建一个强大的启动生态系统特别是在第2层和第3层印度镇。这些城镇缺乏足够的初创公司的资金设施。

来源:PIB.


“美国宇航局的火星直升机聪明才智”在另一个星球上首次飞行

有什么新鲜事吗?

NASA’s Mars Helicopter Ingenuity successfully flies on Mars. It is the first powered flight on another planet.

关于NASA的火星直升机聪明才智

  • Ingenuityis the first helicopter to fly on Mars. NASA’s rover called Perseverance carried it to the Red Planet.
  • Purpose:直升机的主要任务是进行技术演示test the first powered flight on Mars。Further, it also aims to从火星无法达到的火星上收集样品
  • 特征:NASA’s Mars Helicopter Ingenuity is able to fly using counter-rotating blades that spin at about 2,400 rpm. It also has a wireless communication system and is equipped with computers, navigation sensors, and two cameras. Moreover, it is also solar-powered and is able to charge on its own.
  • 笔记:The Ingenuity helicopter’s mission is experimental in nature and is completely independent of the Perseverance rover mission.

为什么这是一个工程挑战?

火星上的气氛是1% in density compared to the atmosphere on Earth。Thus, to fly on Mars, helicopter blades need to rotate 8 times as fast as a passenger helicopter to fly on Earth.

A helicopter flying a few meters from the surface on Mars requires the same amount of energy, as it requires to fly 2-3 times the height of Mt Everest on earth.

此外,直升机需要从太阳能电池板具有自己的能源。还,Ingenuity将面临非常冷的火星夜,可以在电池和车载计算机上野蛮。

  • Significance of the mission:
    • A helicopter was placed有史以来第一次在火星的表面上。
    • 因此,这是在这个使命期间的表现将有助于考虑未来火星任务的小直升机 - 他们可以在那里履行支持角色,作为机器人侦察员,从上面或作为完全独立的科学工艺进行调查地形。

坚持不懈的流动站:

  • 毅力是一家汽车规模的火星流动站,旨在探索火星的火山口耶拉德罗,作为美国国家航空航天局的火星2020任务的一部分。
  • 推出:The rover was launched in July,2020. It landed at the Jezero Crater of Mars in February.2021.
  • Purpose:
    • 流动站旨在更好地了解火星的地质,寻求古代生活的迹象。
    • 它还将收集和存储一组可以在未来返回地球的岩石和土壤样本。
    • 此外,还将测试新技术,以利用对火星的未来机器人和人力探索。

来源:印度教


“Great Indian Bustard” Poaching in Pakistan desert

有什么新鲜事吗?

一群猎人在巴基斯坦南瓜·霍利斯坦霍尔斯坦南部的受保护区击落了两名伟大的印度鲍斯拉德(GIB)。这让印度留下了野生动物活动家震惊和愤怒。

Why is India Concerned?

  • 巴基斯坦Cholistan沙漠的草地栖息地与Rajasthan的沙漠国家公园(DNP)的栖息地非常相似。伟大的印度鲍斯拉德(吉布)被杀的地方。
  • In these areas, the last remaining populations of Great Indian Bustard reside.
  • Rajasthan shares the international border with Pakistan’sSindh and Punjab provinces. The remaining Indian-bred GIBs may also fly across to Pakistan’s desert and become easy prey for the gun-toting poachers.
  • 因此,狩猎吉布不仅会急剧减少印度的GIB人口,而且会影响沙漠生态系统。

笔记:The hunting of theHoubara bustards在巴基斯坦也导致他们的数字令人惊叹下降。它还急剧减少了印度冬季迁徙的份额。

关于伟大的印度鲍拉德:

  • The伟大的印度鲍拉达是世界上最重的飞鸟之一。
  • Vegetation:它居住在印度次大陆的干草草地和瘙痒症。
  • 旗舰物种:这是旗舰草原物种,代表了草原生态的健康。
  • Habitat: It is endemic to the Indian subcontinent. In India, the population confines mostly to Rajasthan and Gujarat.
    • In Rajasthan also GIB’s population is less than 100. This accounts for 95% of its total world population.
  • State Bird:吉布是拉贾斯坦邦的国家鸟。
  • 保护状况:
    • IUCN红色列表:极度濒危
    • 引用:附录一
    • Wildlife (Protection) Act,1972: Schedule I
  • 威胁:由于A)碰撞/电力传递线B)碰撞/电局的鸟类碰撞/触电B)狩猎(在巴基斯坦仍然普遍存在)C)灌溉和农业技术等。

保护GIB的倡议:

  • 伟大的印度鲍拉达Project:它由拉贾斯坦政府推出。它旨在保护剩下的伟大印度鲍斯拉德(Ardeotis nigriceps)当地叫做Godawan。
  • The Ministry of Environment, Forests and Climate Change (MoEFCC)包括伟大的印度大鸨(直布罗陀海峡)在t下heSpecies Recovery Programme

来源:印度教


欧盟理事会批准“欧盟的印度太平洋战略”

有什么新鲜事吗?

欧洲联盟理事会已批准欧盟在南太平太平洋地区合作的互联策略。

关于欧盟印度太平洋战略:

  • 印度太平洋地区来自非洲东海岸到太平洋岛屿国家的跨度。它拥有世界两个人口最多的国家,这也是印度和中国的巨大经济体。
  • 目标:该战略旨在为印度太平洋地区的稳定,安全,繁荣和可持续发展做出贡献。战略基础是促进民主,法治,人权和国际法。

还阅读对欧盟的印度太平洋的显着意义

战略的主要特点:

  • Security and Defence:该战略旨在与印度太平洋国家开展安全和防御领域的伙伴关系。地区包括解决海上安全,恶意网络活动,新兴技术,恐怖主义和有组织犯罪。
  • Rules-Based Order: The strategy will be based on upholding democracy, human rights, the rule of law, and respect for international law.
  • On Covid-19:欧盟将与各国合作,减轻Covid-19大流行的经济和人类影响。它还将确保包容性和可持续的社会经济复苏。

关于欧盟理事会:

  • Council of the European Union成立于1967年。它是欧洲联盟条约中列出的欧洲联盟(欧盟)的机构之一。
  • Functions: It is tasked with:
    • Negotiating and adopting EU laws(in most cases together with the European Parliament)
    • 协调欧盟会员国的政策
    • 发展欧盟的common foreign and security policy,
    • 结束国际协议
    • Adopting the EU budget(together with the European Parliament).

来源:印度教


National Climate Vulnerability Assessment Report

有什么新鲜事吗?

The Department of Science and Technology(DST) has released the National climate vulnerability assessment report.

About National Climate Vulnerability Assessment Report:

  • The National Climate Vulnerability Assessment Report根据当前的气候风险和脆弱性的关键驱动力,确定印度最脆弱的国家和地区。
  • Indicators:评估报告使用的若干关键驱动力,例如:1)生活在贫困线以下的人口百分比;2)自然资源的收入份额;3)此外,边际和小土地的比例,4)妇女参与员工,并;5)医疗保健工作者的密度等。
  • Participation:左右24个州和2个联盟领土参与了这项运动。DST和瑞士发展与合作局(SDC)共同组织。

Key Findings:

  • High Climate Vulnerable States:The report identifies eight eastern states as highly vulnerable to climate change: Jharkhand, Mizoram, Odisha, Chhattisgarh, Assam, Bihar, Arunachal Pradesh and West Bengal.
    • 这些国家主要来自该国东部。因此,它们需要适应干预的优先级。
  • Lower-middle Vulnerable States:Himachal Pradesh,Telangana,Sikkim和Punjab。
  • 低弱势状态:Uttarakhand,Haryana,泰米尔纳德邦,喀拉拉邦,纳加兰,果阿和马哈拉施特拉。
  • Climate Vulnerable Districts:该报告还确定了气候弱势区。据IT,在所有国家,阿萨姆,比哈尔邦和贾坎德在高度脆弱的类别中有超过60%的地区。

意义:

  • The assessment will help Policymakers in taking appropriate climate actions.
  • 此外,它还将通过开发更精心设计的气候变化适应项目,使印度的气候 - 脆弱的社区受益。

来源:空气


“Vande Bharat Mission”成为顶级疏散特派团之一

有什么新鲜事吗?

Vande巴拉特任务(VBM)成为larg之一est evacuation missions of civilians by a country.

About Vande Bharat Mission(VBM):

  • Vande Bharat.Missionstarted in May 2020 to bring back Indians stranded abroad due to COVID-19 and the resultant lockdowns.
  • 第一阶段Vande Bharat.mission aimed at destinations with a high concentration of Indians.
  • Currently, into the middle of Phase 10,the mission surpasses the large-scale airlift of 1.1 lakh people in 1990 at the onset of the Gulf War.

Cargo Only Flights:

  • Air India还将一些航班包装为“仅货物的航班”。这些航班在西亚国家,新加坡和吉隆坡发货水果和蔬菜到NRIS和农村农民。所以nris生活在那里没有面临粮食短缺。

Transport Bubbles:

  • Transport bubbles or air travel arrangementsare temporary arrangements between two countries aimed at restarting commercial passenger services when regular international flights are suspended as a result of the pandemic.
  • The arrangementsare reciprocal in nature. The airlines from both countries enjoy similar benefits.
  • India has established such arrangements与美国,英国,阿联酋,加拿大,埃塞俄比亚,法国等国家。

来源:印度教

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